15 Ways to Save on Auto Insurance
Car insurance is a necessary expense, but that doesn't mean you have to overpay. Here are 15 proven strategies to lower your premiums:
1. Shop Around
Compare quotes from multiple insurers at least once per year. Rates vary significantly between companies.
2. Bundle Policies
Combine your auto and home insurance with the same company for discounts of up to 25%.
3. Maintain a Good Driving Record
Accidents and tickets can increase your rates significantly. Drive safely and defensively.
4. Increase Your Deductible
Raising your deductible from $250 to $500 or $1,000 can lower your premium substantially.
5. Take Advantage of Discounts
- Good student discount
- Safe driver discount
- Anti-theft device discount
- Multi-car discount
- Senior driver discount
6. Drive Less
Low-mileage drivers often qualify for lower rates.
7. Improve Your Credit Score
Many insurers use credit scores to determine rates. Improving your credit can lower your premium.
8. Choose the Right Vehicle
Sports cars and luxury vehicles cost more to insure. Consider insurance costs when car shopping.
Get Multiple Quotes
Compare auto insurance quotes from top providers to find the best rate for your situation. Get free quotes today—no obligation required.